Change is Necessary

Are you concerned about the future of America’s economy, your wealth, and the changes on the horizon? In this insightful video by financial planner and wealth advisor James Studinger breaks down the financial realities we’re all facing— federal debt, a government addicted to deficits, widening income disparity, and the urgent need to bring manufacturing back to American soil.

Drawing from decades of raw data and personal experience, James explains the evolution of our economy, from the business boom of the 1990s to our current government-driven climate. He pulls back the curtain on how policy decisions, tax trends, and income shifts have critically shaped the landscape for both households and businesses.

You’ll learn:

• Why the national debt has has increased and what that means for all of us

• The true story behind America’s income inequality and shrinking middle class

• The consequences of America’s shrinking manufacturing base

• Why government spending and tax policy need urgent reform

• Practical steps you can take right now to protect and build your personal wealth (including powerful Roth strategies)

• Why embracing change—and a little Detroit-style hustle—can help turn challenge into opportunity

Whether you’re a retiree, a professional, or just someone who cares about our economic future, this episode delivers actionable insights, context, and encouragement for everyone ready to adapt and thrive.